Confessions of a Mortgage Salesman, now one of the best-selling books on mortgages on Amazon.
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Not knowing which mortgage fees the borrower can -- and cannot -- negotiate. Choosing and trusting the first loan officer the borrower interviews.
Using an interest-only or "payment option" adjustable-rate loan primarily to qualify for a more expensive house than the borrower could normally afford. Thinking the interest rate is always the main thing.
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Not comparing the final fees listed on the closing documents to the up-front estimates to avoid the lender "packing the loan" with added-on fees without the borrower's knowledge. Not knowing if the mortgage has a pre-payment penalty - until it's too late.
Get breaking news and big stories on your desktop. When prompted, click "Allow" you can always change your mind later. Search The Web Search Aol. Confessions of an Ex-Mortgage Lender. Find a home Buy Rent Value. Your best refinance rates for December Make your home work for you with a home equity loan. Financially savvy people are taking advantage of these cards!
Confessions of an Ex-Mortgage Lender
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